Personal Finance

Kia Finance Personal Loan Benefits

Competitive Interest Rates

Enjoy a personalised interest rate and fixed repayments for the life of your loan.

Flexible Repayment Options

Customise your repayments to match your cash flow – choose your loan term, payment frequency or make an upfront deposit.

Expert Support

Our Kia Finance Business Managers are here to guide you through every step of the financing process.

Online Customer Portal

Kia Finance Customer Portal, where you can manage your payments, update your details and contact our Customer Service team.

Apply at OGR Kia

Decide on your car and conveniently apply for finance at OGR Kia.

Exclusive Finance Offers

Access to exclusive campaigns and promotions tailored for Kia customers.

View offers

Personal Car Finance

Fixed loan repayments and interest rate for the life of your loan.
Finance your accessories, servicing and on-road costs – like your first year’s CTP insurance and registration.
Choose a term from 24 months up to 84 months, depending on the product.
Apply directly through OGR Kia.
Option to add a deposit or a balloon payment at the end of your loan to reduce your repayments. Note that total interest payable on the loan will be higher than a loan with no balloon payment over the same term.

FAQs

How do I login to my Kia Finance Customer Portal?

Existing Kia Finance customers with a loan commencing on or after June 1, 2025, can log in to their Customer Portal here.

The Kia Finance Customer Portal makes it easy to:

✅ Manage your payments
✅ Update your personal information
✅ Access important documents
✅ Contact our support team

If this is your first time accessing the portal, please follow the setup instructions provided in your finance welcome email or click here to register online.

What’s required for a Consumer Loan application?

At Kia Finance, our Business Managers will guide you through your finance options and tailor a solution to suit your lifestyle.

To start your application, we’ll require the following information:

Proof of identity – current driver’s licence.

Proof of income – 2 most recent and consecutive pay slips. Alternatively, you can simply upload your bank statements through our secure portal at OGR Kia (most Australian online bank accounts supported).

Proof of residence and rent – rental statement or tenancy agreement if you’re currently renting.

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Disclaimers

Finance is provided by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Kia Finance. For approved applicants only. Terms, conditions, fees, charges and eligibility criteria applies.

The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Kia Finance is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.